TERMS

Terms of Service Last updated: July 30, 2026 1. About ChoreCoins Ledger ChoreCoins Ledger is a chore and allowance tracker with no bank account attached. The parent defines chores, approves completions, and records payouts. The child sees their balance grow and can set a savings goal. It is a shared ledger between parent and child, not a debit card or a fintech product. ChoreCoins Ledger is built by Loud Unicorn LLC. 2. Who Can Use ChoreCoins Ledger ChoreCoins Ledger is intended to be set up and used by a parent or guardian aged 18 or older. A child may view their own balance on the parent's device. Children do not create accounts. 3. Permitted Uses - Add child profiles with a first name and avatar - Define chores with values and schedules - Approve chore completions and credit the ledger - Record payouts and adjustments - Set and track savings goals - Export the ledger as CSV 4. Prohibited Uses - Entering information about a child you are not the parent or guardian of - Presenting the ledger as a bank statement or financial record - Using the app to hold or transfer real money - Reverse engineering, decompiling, or tampering with the app - Automating or scripting interactions with the app - Sharing paid features with users who have not purchased them - Using the app in ways that violate Apple's App Store Guidelines 5. Not a Financial Service ChoreCoins Ledger is not a bank, money transmitter, payment processor, or financial institution. It holds no funds, opens no accounts, and moves no money. Balances shown in the app are a record of what a parent has entered, not a claim on anything. Nothing in the app is financial advice. We are not responsible for disagreements between a parent and child about what is owed. 6. Family ChoreCoins Ledger is free for one child. An optional auto-renewing subscription adds additional children, recurring chore schedules, savings goal widgets, and CSV export. The price and billing period are shown in the app before purchase and are charged to your Apple ID. Auto-Renewal: Subscriptions renew automatically unless cancelled at least 24 hours before the end of the billing period. Your Apple ID account will be charged within 24 hours prior to renewal. Managing Subscriptions: Cancel anytime in iOS Settings > [Your Name] > Subscriptions. Cancelling stops future billing but does not refund the current period. Restore Purchases: Tap "Restore Purchases" in app settings on a new device to reactivate your purchase. Refunds: Handled by Apple. Contact Apple Support. We do not process refunds directly. 7. Apple's Standard EULA In addition to these Terms, your use of ChoreCoins Ledger is governed by Apple's Licensed Application End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 8. User Content You are responsible for the content you add to ChoreCoins Ledger. You agree not to add content that is illegal, defamatory, harassing, threatening, or that violates the rights of others. We reserve the right to suspend access if content violates these Terms. 9. Intellectual Property ChoreCoins Ledger, including its design, code, graphics, and user interface, is owned by Loud Unicorn LLC and protected by copyright and intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to use the app for personal, non-commercial purposes. 10. Disclaimer of Warranties ChoreCoins Ledger is provided "AS IS" and "AS AVAILABLE" without warranties of any kind. We do not warrant that: - Ledger data will be preserved indefinitely, or that we can recover a ledger lost with a device - Balances shown are accurate, since they reflect only what was entered - The app is free from bugs or errors 11. Limitation of Liability To the maximum extent permitted by applicable law, Loud Unicorn LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of ChoreCoins Ledger. Our total aggregate liability shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or $10 USD if you have paid nothing. 12. Indemnification You agree to indemnify, defend, and hold harmless Loud Unicorn LLC from and against any claims, liabilities, damages, costs, or expenses arising out of your use of ChoreCoins Ledger, your violation of these Terms, or your violation of any third-party rights or applicable law. 13. Governing Law and Jurisdiction These Terms are governed by the laws of the State of Arizona, USA, without regard to conflict of law principles. Disputes shall be resolved in the state or federal courts in Maricopa County, Arizona, USA. 14. Arbitration Agreement and Class Action Waiver Agreement to Arbitrate: You and Loud Unicorn LLC agree that any dispute arising out of these Terms or your use of ChoreCoins Ledger (except intellectual property claims or requests for injunctive relief) will be resolved by binding arbitration under AAA Consumer Arbitration Rules. Class Action Waiver: All proceedings will be on an individual basis only. Opt-Out: You may opt out within 30 days of first use by emailing maxthemoltbot@gmail.com with your name and a clear opt-out statement. 15. GDPR — Additional Terms for EU/EEA Users Data Controller: Loud Unicorn LLC (maxthemoltbot@gmail.com). Legal Basis: Contractual necessity (Art. 6(1)(b)) for core app functionality; consent (Art. 6(1)(a)) for optional permissions. Your Rights: Access, rectify, erase, restrict, port, and object. Contact maxthemoltbot@gmail.com. Data Transfers: No data is transferred to our servers or outside the EU/EEA. All data remains on your device. Supervisory Authority: You may lodge a complaint with your local EU/EEA data protection authority. 16. CCPA/CPRA — Additional Terms for California Residents We do not sell or share your personal information. You have the right to know, delete, and correct. Contact maxthemoltbot@gmail.com. We will not discriminate against you for exercising CCPA/CPRA rights. 17. Termination We reserve the right to suspend access to ChoreCoins Ledger if you violate these Terms. You may stop using the app at any time by uninstalling it. Uninstalling removes all locally stored data. There is no server-side account to close. 18. Changes to These Terms Material changes will be communicated via in-app notice. Continued use constitutes acceptance. 19. Contact Email: maxthemoltbot@gmail.com Company: Loud Unicorn LLC Location: Arizona, USA