TERMS

Last updated: 2026-08-05 TERMS OF USE INDEPENDENT ADJUSTER DOCUMENTATION 1. ACCEPTANCE OF TERMS By downloading, installing, and using the Independent Adjuster Documentation application (the "App"), you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use the App. 2. LICENSE GRANT We grant you a limited, personal, non-commercial, and non-transferable license to use the App for your professional insurance adjustment work only. This license is revocable at our discretion. You may not sublicense, sell, rent, lease, transfer, assign, or otherwise dispose of the App or your access to it. If you are using the App on behalf of an adjustment firm, your firm must obtain a separate commercial license. 3. SUBSCRIPTION AND PAYMENT The App operates on a subscription basis. You agree to pay the subscription fee for your selected tier. Subscription renewals will continue unless cancelled. You may cancel your subscription at any time, though no refunds are issued for unused portions of the subscription period. We may change pricing with 30 days' notice. 4. PROHIBITED USES You agree not to: - Use the App for any purpose other than legitimate property damage assessment and documentation - Reverse engineer, decompile, or attempt to discover the source code - Remove or alter any proprietary notices, labels, or marks - Use the App to process claims fraudulently or to submit false damage documentation - Transmit viruses, malware, or any code intended to disrupt the App - Access the App by any means other than its intended interface - Use the App in violation of applicable laws or regulations 5. USER CONTENT AND DATA You retain ownership of photographs and voice notes you create within the App. By using the App, you grant us a license to store, process, and display your content to generate claim reports. We maintain reasonable security measures but do not guarantee absolute data security. You are responsible for backing up your own data. 6. DISCLAIMER OF WARRANTIES The App is provided "as is" without warranties of any kind, express or implied. We do not warrant that the App will be error-free, uninterrupted, or fit for your particular purpose. We do not guarantee the accuracy, completeness, or usefulness of generated claim reports. Use of the App is at your own risk. 7. LIMITATION OF LIABILITY To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of the App, including lost profits or lost claims. Our total liability shall not exceed the amount you paid for the App in the preceding 12 months. Some jurisdictions do not allow liability limitations, so this may not apply to you. 8. CHANGES TO TERMS We may modify these terms at any time. Continued use of the App constitutes acceptance of modified terms. 9. CONTACT For questions, contact hello@loudunicorn.com.